<?xml version="1.0" encoding="UTF-8"?> <rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title><![CDATA[Our Blog]]></title> <atom:link href="https://sandbox3.confluency.net/feed" rel="self" type="application/rss+xml" /> <link>https://sandbox3.confluency.net/blog/</link> <description><![CDATA[Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.]]></description> <lastBuildDate>Fri, 16 Oct 2026 19:48:28 -0400</lastBuildDate> <language>en-US</language> <sy:updatePeriod>weekly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>https://www.confluencysolutions.com</generator> <atom:link rel="hub" href="http://pubsubhubbub.appspot.com"/> <atom:link rel="hub" href="http://pubsubhubbub.superfeedr.com"/><item><title><![CDATA[Restaurant Patio Season: Insurance Considerations for Outdoor Dining]]></title> <link>https://sandbox3.confluency.net/blog/restaurant-patio-season-insurance-considerations</link> <guid>https://sandbox3.confluency.net/blog/restaurant-patio-season-insurance-considerations</guid> <pubDate>Wed, 03 Jun 2026 11:33:23 EST</pubDate> <description><![CDATA[Patio season can be great for restaurants, but outdoor dining also creates added risks that business owners should think through. From customer safety to liquor service and property exposures, a seasonal insurance review can help identify potential gaps before the busy season begins.]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-business-restaurant-outdoorseating.jpg" style="float:right;" />Patio season can be great for restaurants, but outdoor dining also creates added risks that business owners should think through. From customer safety to liquor service and property exposures, a seasonal insurance review can help identify potential gaps before the busy season begins.Continue Reading...]]></content:encoded><category><![CDATA[business insurance]]></category> <category><![CDATA[commercial insurance for restaurants]]></category> <category><![CDATA[liquor liability]]></category> <category><![CDATA[outdoor dining insurance]]></category> <category><![CDATA[patio liability]]></category> <category><![CDATA[restaurant coverage]]></category> <category><![CDATA[restaurant insurance]]></category> <category><![CDATA[restaurant patio insurance]]></category> </item><item><title><![CDATA[What Is Uninsured Motorist Coverage and Why It Matters]]></title> <link>https://sandbox3.confluency.net/blog/what-is-uninsured-motorist-coverage-and-why-it-matters</link> <guid>https://sandbox3.confluency.net/blog/what-is-uninsured-motorist-coverage-and-why-it-matters</guid> <pubDate>Wed, 27 May 2026 11:06:16 EST</pubDate> <description><![CDATA[Uninsured motorist coverage is an important part of many auto insurance policies, but it is often misunderstood. This blog explains what it is, how it may apply, and why drivers should review this coverage before an accident happens.]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-uninsured-motorist-coverage2026.jpg" style="float:right;" />Uninsured motorist coverage is an important part of many auto insurance policies, but it is often misunderstood. This blog explains what it is, how it may apply, and why drivers should review this coverage before an accident happens.Continue Reading...]]></content:encoded><category><![CDATA[auto insurance]]></category> <category><![CDATA[car insurance]]></category> <category><![CDATA[insurance claims]]></category> <category><![CDATA[underinsured motorist coverage]]></category> <category><![CDATA[uninsured driver]]></category> <category><![CDATA[uninsured motorist coverage]]></category> </item><item><title><![CDATA[Dusting Off the Toys: Preparing for Adventure Season]]></title> <link>https://sandbox3.confluency.net/blog/dusting-off-the-toys-seasonal-prep-insurance</link> <guid>https://sandbox3.confluency.net/blog/dusting-off-the-toys-seasonal-prep-insurance</guid> <pubDate>Wed, 20 May 2026 11:26:23 EST</pubDate> <description><![CDATA[Warmer weather often means it's time to pull the covers off the boats, campers, RVs, jet skis, and side-by-sides. Before heading out for your first adventure of the season, taking time for inspections, maintenance, and insurance reviews can help avoid costly surprises.]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-insurance-for-toys2026.jpg" style="float:right;" />Warmer weather often means it's time to pull the covers off the boats, campers, RVs, jet skis, and side-by-sides. Before heading out for your first adventure of the season, taking time for inspections, maintenance, and insurance reviews can help avoid costly surprises.Continue Reading...]]></content:encoded><category><![CDATA[atv insurance]]></category> <category><![CDATA[boat insurance]]></category> <category><![CDATA[camper insurance]]></category> <category><![CDATA[jet ski insurance]]></category> <category><![CDATA[rv insurance]]></category> <category><![CDATA[utv insurance]]></category> </item><item><title><![CDATA[Business Emergency Planning]]></title> <link>https://sandbox3.confluency.net/blog/business-emergency-planning</link> <guid>https://sandbox3.confluency.net/blog/business-emergency-planning</guid> <pubDate>Wed, 13 May 2026 10:48:31 EST</pubDate> <description><![CDATA[Unexpected events can disrupt business operations with little warning. A strong emergency plan can help businesses prepare for operational interruptions, protect important information, and improve recovery efforts after a disaster or emergency.]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-business-emergency-planning-2026.jpg" style="float:right;" />Unexpected events can disrupt business operations with little warning. A strong emergency plan can help businesses prepare for operational interruptions, protect important information, and improve recovery efforts after a disaster or emergency.Continue Reading...]]></content:encoded><category><![CDATA[boat insurance]]></category> <category><![CDATA[business continuity]]></category> <category><![CDATA[business insurance]]></category> <category><![CDATA[business interruption]]></category> <category><![CDATA[commercial insurance]]></category> <category><![CDATA[fire prevention]]></category> <category><![CDATA[small business insurance]]></category> </item><item><title><![CDATA[May is Mental Health Awareness Month]]></title> <link>https://sandbox3.confluency.net/blog/may-mental-health-awareness-month-2026</link> <guid>https://sandbox3.confluency.net/blog/may-mental-health-awareness-month-2026</guid> <pubDate>Wed, 06 May 2026 10:47:06 EST</pubDate> <description><![CDATA[May is Mental Health Awareness Month, a time to recognize the importance of emotional well-being. Taking small steps now can make a meaningful difference in how you prepare for life's challenges.]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-mental-health-month-2026.jpg" style="float:right;" />May is Mental Health Awareness Month, a time to recognize the importance of emotional well-being. Taking small steps now can make a meaningful difference in how you prepare for life's challenges.Continue Reading...]]></content:encoded><category><![CDATA[life planning]]></category> <category><![CDATA[mental health]]></category> <category><![CDATA[stress management]]></category> </item><item><title><![CDATA[Spring Insurance Topics for Landscaping, Lawn Care, and Outdoor Service Businesses]]></title> <link>https://sandbox3.confluency.net/blog/insurance-for-landscaping-lawn-care-and-outdoor-service-businesses</link> <guid>https://sandbox3.confluency.net/blog/insurance-for-landscaping-lawn-care-and-outdoor-service-businesses</guid> <pubDate>Wed, 22 Apr 2026 11:43:05 EST</pubDate> <description><![CDATA[Spring is often one of the busiest times of year for landscaping, lawn care, and outdoor service businesses. Before schedules fill up, it can be a smart time to review key insurance topics, business changes, vehicles, equipment, and seasonal risks.]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-spring-landscaping-2026.jpg" style="float:right;" />Spring is often one of the busiest times of year for landscaping, lawn care, and outdoor service businesses. Before schedules fill up, it can be a smart time to review key insurance topics, business changes, vehicles, equipment, and seasonal risks.Continue Reading...]]></content:encoded><category><![CDATA[business]]></category> <category><![CDATA[business auto]]></category> <category><![CDATA[business insurance]]></category> <category><![CDATA[business management]]></category> <category><![CDATA[business owners policy]]></category> </item><item><title><![CDATA[April Is Call Before You Dig Month]]></title> <link>https://sandbox3.confluency.net/blog/april-call-before-you-dig-month-2026</link> <guid>https://sandbox3.confluency.net/blog/april-call-before-you-dig-month-2026</guid> <pubDate>Wed, 15 Apr 2026 11:32:27 EST</pubDate> <description><![CDATA[April is National Safe Digging Month, making it a good time to remind homeowners and businesses that even small digging projects can create big problems if underground lines are hit. A quick call to 811 before digging can help mark buried utilities and may help reduce property damage, service interruptions, and unexpected costs.]]></description><content:encoded><![CDATA[<p><img src="https://s.confluency.site/plins/blog/pix/shared/og-call-before-you-dig-26.jpg" style="float:right;" />April is National Safe Digging Month, making it a good time to remind homeowners and businesses that even small digging projects can create big problems if underground lines are hit. A quick call to 811 before digging can help mark buried utilities and may help reduce property damage, service interruptions, and unexpected costs.Continue Reading...]]></content:encoded><category><![CDATA[811]]></category> <category><![CDATA[call before you dig]]></category> <category><![CDATA[excavation safety]]></category> <category><![CDATA[fence safety]]></category> <category><![CDATA[home projects]]></category> <category><![CDATA[homeowner safety]]></category> <category><![CDATA[landscaping safety]]></category> <category><![CDATA[property safety]]></category> <category><![CDATA[safe digging tips]]></category> <category><![CDATA[underground utility lines]]></category> </item> </channel></rss>